Opening a Bank Account

Find out about the documents required and the procedure for opening a bank account in Germany...

It is quite easy to open a bank account in Germany, although it is essential to be registered in the country and have the correct documentation. The following documents are required:

  • Proof of registration in Germany (polizeiliche Anmeldebestätigung): This can only be obtained by EU member state residents or holders of a German residence permit
  • Address in Germany: This is written on the registration form and is required to obtain an account in the country
  • Passport: As proof of identification
  • Student Identification: In order to open a student account

Go to the chosen bank taking the documents and ask to open an account (ein konto eröffnen). There are several forms to complete; a bank clerk will be able to help. A welcome pack providing information about the bank's services is normally presented and the account details and bank card are sent by post within a few days (depending on the bank).

It is wise to keep copies of all bank documentation as well as statements for future reference.

Services offered

The services provided by the bank and the administrative service charges may differ from bank to bank.

Services normally offered include:

  • Current account (Girokonto)
  • Debit card (EC Karte)
  • Overdraft facility (Dispokredit)
  • Partner banks offering free withdrawal from their ATMs
  • Setting up standing orders (Daueraufträge)
  • Opening a second account
  • Opening a savings account (Sparkonto)

Administrative costs which may be charged:

  • Charges for opening an account
  • Yearly administrative costs
  • Credit card costs
  • Withdrawal costs from other banks
Do you have a suggestion to improve this page? click here...

Content Sponsor

Moneycorp

If you need to send money overseas Moneycorp, the exchange experts, can help you make your money...
Find out more...

CIGNA

Moving abroad? Get top quality international health insurance from CIGNA Global Health Options....
Find out more...


Become Member List your Business Blog For Us

Content Sponsor

Moneycorp

If you need to send money overseas Moneycorp, the exchange experts, can help you make your money... Find out more...

CIGNA

Moving abroad? Get top quality international health insurance from CIGNA Global Health Options.... Find out more...

Postcards

Old Market

Old Market

Old Market in Cologne's Old Town

Mobile Site

Featured Business

Moneycorp

If you need to send money overseas Moneycorp, the exchange experts, can help you make your money... Read more...

More AngloINFO

Worldwide

Explore the world of AngloINFO through our 89 regional websites and 42 country websites

Read More...

Essentials

Emergency Numbers in North Rhine-Westphalia

Find out vital information on who to call and what to do in an emergency...

Read More...
X

Welcome to AngloINFO North Rhine-Westphalia

Everything you need for life in Bonn, Cologne and Düsseldorf - local information you can trust
The AngloINFO North Rhine-Westphalia Business is available for franchising

Do you dream of having your own, profitable, easy-to-operate business? AngloINFO might be the solution!

Now in its fifteenth year of business, AngloINFO is the world's leading network of expat information websites - with over three million monthly visitors from around the world.
We have an established network of 89 local websites in 42 countries with many more in development.

Our 54 local franchisees are the key to our success and come from a huge range of backgrounds, ages and nationalities. The common factor is a passion for success.